Bài mẫu IELTS Writing Task 2 – Band 8.0
Dạng đề: Problem–Solution · 284 từ
Bài mẫu
Mở bài Fraudulent schemes aimed at elderly people have become alarmingly widespread, with victims losing their life savings to fake phone calls, emails and websites. This trend has several underlying causes, but families, banks and governments can all take steps to protect vulnerable older citizens.
Thân bài 1 Câu chủ đề The main reason is that many older people are less familiar with digital technology than younger generations. Giải thích As banking, shopping and public services move online, they are forced to adapt to systems they do not fully understand, which makes it difficult to distinguish genuine messages from fake ones. Moreover, criminals deliberately exploit loneliness and trust, posing as relatives in trouble or as bank officials. Giải thích Older people also tend to have substantial savings, making them attractive targets, and many feel too embarrassed to report a scam, so offenders are rarely caught.
Thân bài 2 Câu chủ đề Tackling this problem requires action on several fronts. Giải thích Firstly, banks should introduce stronger safeguards, such as delaying unusually large transfers and calling customers to confirm suspicious transactions. Secondly, community centres and libraries could offer free digital literacy classes that teach older people how common scams work. Ví dụ In the UK, for instance, banks have already prevented many losses by training staff to spot the warning signs when an elderly customer withdraws an unusual sum.
Thân bài 3 Câu chủ đề Families also have a vital role. Younger relatives should talk openly with their parents and grandparents about online risks and encourage them to double-check any request for money. Governments, meanwhile, should impose tougher penalties on fraudsters and cooperate across borders, since many scams are run from abroad.
Kết bài In conclusion, online scams targeting older people are increasing because of limited digital skills and criminals' ruthless tactics. Better banking safeguards, education and family support are essential to keep them safe.
Từ vựng & cụm từ hay (19)
| Fraudulent schemes | Các thủ đoạn lừa đảo |
| their life savings | tiền tiết kiệm cả đời |
| take steps to protect | thực hiện các biện pháp để bảo vệ |
| less familiar with digital technology | ít quen thuộc với công nghệ số |
| forced to adapt | buộc phải thích nghi |
| distinguish genuine messages from fake ones | phân biệt tin nhắn thật với tin nhắn giả |
| exploit loneliness and trust | lợi dụng sự cô đơn và lòng tin |
| substantial savings | khoản tiết kiệm đáng kể |
| rarely caught | hiếm khi bị bắt |
| Tackling this problem | Giải quyết vấn đề này |
| confirm suspicious transactions | xác nhận các giao dịch đáng ngờ |
| digital literacy classes | các lớp kỹ năng số |
| spot the warning signs | nhận ra các dấu hiệu cảnh báo |
| also have a vital role | cũng có vai trò thiết yếu |
| double-check | kiểm tra lại |
| impose tougher penalties | áp dụng hình phạt nghiêm khắc hơn |
| cooperate across borders | hợp tác xuyên biên giới |
| ruthless tactics | thủ đoạn tàn nhẫn |
| keep them safe | giữ an toàn cho họ |
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